Live AI Underwriting Engine
Apply in minutes. Get funded in hours.
One-page application. No hard credit pull. Our AI underwriting engine analyzes your business signals in real time.
Important terms
- Merchant Signals Capital is a financial technology company, not a bank or lender. We do not issue capital. Participating funding companies underwrite and contract with you directly.
- There is no fee to apply or to check eligibility.
- If you accept an offer, that funder sets the cost. Typical MCA-style working capital uses a factor rate and a share of daily receipts (not a simple APR). Origination, ACH, or other fees, if any, are disclosed in that funder's contract before you sign. Amounts, rates, and speed shown on this site are illustrative, not an offer of credit.
- Submitting does not guarantee approval, any amount, or any funding timeline. No hard credit pull on this form.
Contact: mc@merchantsignalscapital.com